General Insurance

General Insurance, also known as non-life insurance, comprises of a gamut of insurances that provide specific covers to the insured against specific forms of eventualities. Getting and comparing online quotes saves you time, efforts and money. Different i

The New India Assurance Advantage

The New India Assurance Company Ltd. is today India’s premium leading multinational company that offers General Insurance products. Originally it was part of TATA Empire but was nationalized in 1973.


An Overview: New India Assurance Reviews

The New India Assurance Company Ltd offers a comprehensive coverage of all general insurance needs; these have been categorized as:






Personal Insurance

  • New India Floater Mediclaim Policy
  • Householder’s Policy
  • Group Mediclaim Policy
  • Griha Suvidha Policy
  • Overseas Mediclaim Policy


Commercial Insurance

  • Shopkeeper’s Policy
  • Jewelers Policy Block
  • Indemnity Bankers Policy
  • Cargo Marine Policy


Industrial Insurance

  • Burglary Policy
  • Fire Policy
  • Breakdown of Machinery Policy
  • Equipment Electronics Policy

Liability Insurance

  • Liability Public Policy
  • Liability Products Policy
  • Indemnity Professional Policy
  • Officers and Directors Liability Policy

Social Insurance

  • Universal Health Insurance Scheme for APL families
  • Jan Arogya Bima Policy
  • Janata Personal Accident Insurance
  • Swavlamban

Besides the above, The New India Assurance Company keeps introducing new products and measures like, like women-centric products, tie-ups with Mahila Banks, cattle insurance products, etc.

Features and Benefits

  • Comprehensive coverage of all general insurance needs.
  • Excellent ratings and good reputation.
  • Nationalized and owned by the Government of India.
  • Started operations in 1919.
  • Attractive accruals and benefits.


All Indian nationals are eligible. You can apply for insurance in any of the available categories, as per your requirement if you are not a minor. In case of minors guardianship details needs to be furnished.


For any particular insurance product you need to fill up the form which will include details like personal details, sum insured, insurance premium, terms and conditions etc. Generally people like to fill up forms under the assistance of registered agents.

Alternatively they can also visit The New India Assurance website and follow the guidelines.

Claims Process and unclaimed Benefits

Should any event befall you against which you have taken insurance from The New India Assurance Company, then just call their helpline and fill up the required forms. For filling up the forms you can also seek assistance from the company personnel. The Company will verify your claims and upon being satisfied regarding their verity, the claim amount will be disbursed to you.

Under the insurance plans available with The New India Assurance Company Ltd. you are entitled to receive unclaimed fund (benefits, accruals, interest along with principal) o expiry of the contract or upon death, whichever is earlier. Upon death, the nominated kin of the insurer can claim the fund.

Documents Required

The general documents required are as follows:

  • ID Proof - driving license, passport, ADHAAR card, etc.
  • Address Proof - passport, rent agreement, telephone bills, bank statements, etc.
  • Age Proof - passport, birth certificate, class X certificate.

 In addition to the above other specific documents may be required depending upon the category and product.

Inclusions/ Exclusions

Each categorical product details provides details regarding inclusions/ exclusions for example if you have taken Money Insurance, then inclusions include: risk of infidelity of the employees, terrorism and disbursement risk; and exclusions include: Shortage due to error or omission, Losses due to the fraud/dishonesty of the employee of the insured, Losses which are covered by other policies 


Being insured provides a peace of mind and financial support during calamity or crisis. With The New India Assurance Company Ltd., being a Government of India undertaking and having long standing years of experience and credibility, you can put your complete trust in it and put your mind to rest and attend to your duties unhindered by pricking worries.

Read This : Why New India Assurance Is One Of The Best Insurance Companies: Check Features And Benefits